Innovation

Episode 154 – Fighting Disruption in Merchant Services with Payments Tech – Kyle Pexton and Nick Starai, NMI

By George Peabody on July 8 2021

If you want to understand the incumbent merchant services business, the industry that puts payments capabilities into the hands of merchants, take a listen to this Payments on Fire® episode. It focuses on the realities facing the major stakeholders in that portion of the payments industry through a discussion with NMI, a payments technology provider. […]

ACH

Episode 153 – How to Make B2B Payments in a Few Lines of Code – Brady Harris and Adam Steenhard, Dwolla – Payments on Fire® Fintech Series

By George Peabody on July 2 2021

The fintech phenomenon and the ability of software developers and their enterprise customers to embed payments capability into business processes relies on multiple forms of access. First, there is the establishment of the business and contractural relationship necessary for access to a payment system. The rules of payments schemes, i.e. payment networks, say that you […]

Fast Payments

Episode 152 – The Fast Payments Imperative – Elizabeth McQuerry, Glenbrook and Craig Ramsey, ACI Worldwide

By George Peabody on June 21 2021

Fast payments are “must haves” in most economies. Their key attributes make them superior to other bank-led, open-loop systems. The speed of money has caught up with the speed of our communications. As Glenbrook’s Elizabeth McQuerry puts it, “this is a convergence of ideas around the world, a commonality, around this single approach in payments.” […]

B2B Payments

Episode 151 – The Fintech Network Built for SMB Payments – Marwan Forzley, Veem

By George Peabody on June 10 2021

We continue our fintech series on how fintechs deliver payments services that were formerly brought to market by banks or were just unavailable. Key hallmarks of these fintechs, and innovators in general, are: Market entry at a point the incumbents aren’t serving well Rapid expansion of service offerings to more deeply embed their services into […]

Fintech

Episode 150 – How a Fintech Speeds the Logistics Industry – Robin Gregg, RoadSync

By George Peabody on May 11 2021

In Episode 150, we continue our focus on fintech and its role in improving the payments process for specific verticals. We recently spoke with Robin Gandhi at TripActions about the hard focus it has on enterprise expense management for the Travel and Hospitality industries. It’s also a great example of multiplayer fintech. (Take a listen). […]

ACH

Episode 149 – Bringing Data to Secure A2A Transactions – Eli Polanco, Nivelo

By George Peabody on April 28 2021

The U.S. is moving faster than ever into seamless, account-to-account payments. That means enterprises and their payments providers are able to initiate a payment from one bank account and direct it to another. Think payroll. Think supply chain. The system attracting the most interest today is the ACH, a network built on batch processing and […]

Cryptocurrencies

Episode 148 – The Fintech Bringing Crypto and Diem to Payments Users – Ran Goldi, First

By George Peabody on April 21 2021

2021 will be remembered as the year that cryptocurrencies become a full time presence on Wall Street and a top agenda item at the world’s central banks. The potential for cryptocurrencies to digitally enable the financial lives of world’s 1.7 billion unbanked is gaining interest as well as increasing incumbent concern. Who needs an ATM […]

Card Payments

Episode 147 – The Apps of the Card World: Closed Loop Prepaid – Dom Morea, Fiserv

By George Peabody on March 19 2021

Prepaid cards are the “apps” of the card world. Join George and Fiserv’s Head of Prepaid Dom Morea as they introduce prepaid’s twin modalities – open loop and closed loop – and then dive into how the gift card industry has morphed into a far broader set of uses cases. And plan to return for […]

B2B

Episode 146 – Multiplayer Fintech Builds a Winning B2B Service – Robin Gandhi, TripActions

By George Peabody on March 3 2021

In our payments education workshops, we make the point that today’s fintechs rarely do something entirely new. At the macro level, our activities and the transactions they produce haven’t changed. We buy food and clothing. We pay rent. But where and how we do these things has been transformed by technology. A Great Time to […]

Payments on Fire

Episode 145 – GPay’s Impact on Every Stakeholder: Way More Than a Wallet – Steve Klebe, Google

By George Peabody on March 1 2021

GPay is Google’s app for payments, financial services, rewards, and, is expanding its capabilities, its partnerships, and its ambitions. Join Glenbrook’s George Peabody and Yvette Bohanan as they talk GPay with Steve Klebe, Google’s head of GPay business development and Google’s Processor and Partnerships work. Fairly recently, Google’s payments services were a disjointed collection of […]