Payments On Fire

George Peabody

Episode 119 – The API to Streamline and Secure Account Access – Don Cardinal, GM, Financial Data Exchange

Take a listen to Don Cardinal, GM of the Financial Data Exchange and Glenbrook’s George Peabody as they discuss the FDX API and its importance to the fintech and financial services community. It’s important to end users. And it’s a great example of how comprehensive standards can be developed swiftly. The “supermarket” days of financial […]

B2B Payments

Episode 56 – Consumer Healthcare Payments – BillingTree

Consumer billing payments get complicated in the healthcare space. Co-payments are bigger than ever as are the medical bills. Consumers need prompting to pay and even incentives to get those big bill onto a payment plan. With higher co-payments, smaller insurance payments, and so many patients having to deal with large medical bills, providers need services […]

ACH

Episode 48 – APIs, ACH, and Faster Money – Dwolla

Sometimes a change in direction is the way forward. Network aspirant Dwolla has recently pivoted its work toward the product and development teams inside financial institutions. Instead of being a system operator, Dwolla now offers a broad set of APIs designed for those FIs to take advantage of the ACH’s overnight and Same Day ACH […]

George Peabody

Episode 42 – Payments Data with Russ Jones

As the breadth of transaction data expands, even the definition of payment data is getting stretched. Payment data, when combined with other sources, is becoming a valuable tool for both commerce and security. If we know your first name, we can figure out if you’re male or female 92%+ of the time. If your email […]

Banking

Sensibill – Redefining Digital Receipts for FIs

Stretching the retail financial institution’s (FI) mission beyond checking account and debit card management is on that industry’s agenda. It’s what fires the imagination of fintech entrepreneurs too because retail financial services is an industry in need of creative, expansive approaches to accountholder services. Not every idea catches fire but fortunately there are those willing […]

George Peabody

Machine Learning in Fraud Management

Machine learning and the broader category of artificial intelligence are rightly attracting attention and discussion. These are powerful technologies. But, like many new technology conversations, there’s the suggestion that they can address all use cases. Maybe focusing on a single use case is the better approach right now. Join Glenbrook’s George Peabody and Nuno Sebastiao, Chairman and […]

Authentication

Biometrics, Big Data, and Tossing the Password

Digital identity is the black hole of the internet. Our online lives simply aren’t protected by a system without strong authentication. Killing the password is Mission One for security professionals because they’re so readily stolen through phishing attacks and malware. Users, warned to make passwords complex and unique, have no hope of remembering them. And a […]

Big Data

Data Analytics, Lending, and the Next 100 Million Borrowers

Extension of credit to people in developing markets has been a long time challenge. Banks, of course, look to repayment history to make such determinations but in much of the world, banking relationships and repayment track records are few. But history has demonstrated that extension of credit in developing markets can be effective and profitable. Just look at the Grameen […]